Saturday, February 27, 2010

History of insurance

babylonischen Insurance Gesellschaft von ca Chr 4000-3000, ALS bekannt Hammurabi Vereinbarung, stammt. None später im Jahr 1668 an der Chr Coffee House Lloyd's of London London steht als zu herkömmlichen Vorlauf Versicherung. Versicherungsrechts positive das ist Recht und Quellen bereits bestehende Naturrecht Kultur als Beispiele.bringt als auch mit den für soziale Insurance wirtschaftliche Mission Prämien Versicherungen auf die Übertragung zu Risiko die gewährleisten, nämlich die Übertragung (transference), one of the den Risiko Versicherten Versichherer. Versicherung ALS Risk-Transfer-Mechanismus, wenn die Person oder bewegen als zu dem Unternehmen Gewiss Unsicherheit Ausgleich Prämienzahlungen. Definition ist Risiko yesterday, dass die Auftritt Unsicherheit, ob ein verlust (die der verlust Unsicherheit).Insurance in Indonesian Béganne niederländischen verbunden mit dem Erfolg der Kolonialzeit Unternehmen der Handels und der heimischen Industries Crash in Indonesien. Ensure an einer für den die Nachhaltigkeit Bedürfnissen Ihres Geschäfts, sicherlich die benötigt Versicherung. Die Zeit der Entwicklung Hatto Versicherungswirtschaft Indonesian, während der japanischen Kolonialzeit Vakuum.Collateral werden kann durch die Anforderung Lebensversicherung gedeckter1) persönlichen Bedürfnis darunter: Die Bestimmung des endgültigen Kosten im Zusammenhang mit dem Tod wie Lebenshaltungskosten Assoziierte, die Kosten der Form oder der von Kredi Zahlungsmoral zurückgezahlt Darlehen Müssen werden die; Familienzulagen; Kosten der Bildung und Renten. Darüber hinaus kann eine Lebensversicherung, die als ein Wert hat Cash-Shot Investitionen oder verwendet werden.2) Business Supplies, wie zum Beispiel: auf die wichtigsten Personen Versicherung (Versicherung für Unternehmens innerhalb of Schlüsselpersonen) Versicherung für Unternehmer (Versicherung für Unternehmer) Leistungen years Arbeitnehmer (Employee Benefits), zum Beispiel eine Sammlung von Lebens-und Krankenversicherung.

Sunday, February 14, 2010

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Friday, February 5, 2010

Age of independence insurance

After the First World War, led the Dutch company in the UK and the country was already independent. Until 1964, the market for the insurance industry in Indonesia is still dominated by foreign companies, mainly British and Dutch.At the beginning of operations in Indonesia, which has created an organization called "United verzekering Bataviasche (BVU) in 1946, a group of leading insurance companies. That end, each, every member of BVU get a certain amount. As the circumstances of time and regular workers without insurance are even less.In 1950, the set of a general insurance company first, ie, NV. insurance companies in Indonesia, which was in the spring of 2004 was 1:00 PT AMI PARK. At that time, pioneered the first national insurers, these firms compete with insurance companies in foreign capital and expertise factor of Excel.With the creation of a national system, the courage of entrepreneurs are encouraged to create national insurance companies. Courage is also state regulation that all imported goods must be secured to support Indonesia. This parameter must pay to overcome the use of foreign currencies abroad for insurance premiums.In 1953, a private domestic reinsurance is active in Indonesia, Dutch and British, the use of foreign currency for payment of reinsurance abroad is very large. To overcome this obstacle was founded in 1954, a professional reinsurance company, PT. Reinsurance. GENERAL Indonesia, has received support from public banks.The final establishment of binding rules for foreign insurance companies national menggunakanjasa Reinsurance Company. Government action taken in this case, the desired results. Activities' page. General Reinsurance Indonesia in 1963, extended the life reinsurance business.At the time of PT. General Reinsurance Indonesia was declared, several insurance companies arising from the national level, but development is still hampered by strong competition from foreign companies on private insurance.When the fight mengembaiikan West Irian in the Republic of Indonesia, the Dutch government nationalized the company. British companies were nationalized in the case of a confrontation.